How To Pay My Bills When I Am Behind

The current economic uncertainty we are all facing has caused a great degree of anxiety amongst the public. This is perfectly natural since financial security is directly connected to personal security. For those of us who have gotten a little behind on their bills and liabilities, it can add to the stress.

First, there is no stigma or shame in realizing that you are having a financial challenge. It is not a personal flaw; you are just a victim of circumstance. The reality with finances is unlike other things. Ignorance is not bliss, and the sooner financial reality is brought to light the better. Unfortunately, it might be through a literal “wake-up call” when a bill collector like Miller Stark Klein and Associates calls you.

One major reason people have financial challenges is that there is a wide array of financial products available; however, we are not educated in school on all the benefits and potential challenges these products offer. By reaching out to a professional firm to get assistance, it will put things in proper context.

Discretion is crucial when seeking a firm to work with to help get your finances in shape and establish a viable monthly payment plan. Most people do not feel comfortable discussing their finances with close friends and colleagues, so the concept of talking about financial difficulty is off the table.

Fortunately, for consumers, the Internet has afforded us the ability to discretely source online for expert advice. It is vital that the firm you are working with makes you comfortable, this is a sensitive manner, so comfort and confidentiality are not optional. The primary reason to reach out to an expert is first to identify the strengths and weaknesses of the finances.

Also, to develop a plan to bring down the monthly payments if a person is paying a few credit cards plus a car loan and a mortgage, it can get very expensive to service all those debts. Debt consolidation may be the best option as it would bring all the debts into one tidy sum and chances are at a lower rate of interest than what is currently being paid. The chance of getting debt consolidation depends on many factors.

However, time is one of the most pressing ones. By reaching out to a consultant, you are taking the most important step towards independence. What some people do is try to ignore the problem and hope it will go away. However, the interest on this expense will continue to mount.

This is how some individuals end up in difficult situations and why those who act quickly will get back on their feet. Something to consider when sourcing for a financial expert for your debt consolidation is flexibility.

Since you must bear the burden of the new economic reality, the budget and plan must make sense. There may be some adjustment period, but you will also feel empowered as you see the debts disappearing and your finances grow stronger.

The decision to break the shackles of debt is not one to be taken lightly but with commitment, it can be realized, and a person can become truly free.

BMW E60 M5 vs Ferrari F360 Final Choice | Open New Box of Parts

BMW E60 M5 vs Ferrari F360 Final Choice | Open New Box of Parts
BMW E60 M5 vs Ferrari F360 Final Choice | Open New Box of Parts

Thanks YouTubers for your recommendations on which car to keep, the BMW E60 M5 or the Ferrari 360. I reviewed the results and justified why I decided which car to own. I justify why I chose the car that I did and show you the comments. I also share my fun in opening up a new box of parts which will be installed in a future video, which I picked up from the post office.

Now go ahead and SMASH that SUBSCRIBE button and stay tuned for the next great video from ExoticCar PlayPlace.

We are always looking for supercars to drive and review, so if you would like to offer your toy, please contact via Private Message, and we can make arrangements. Send Note to :

Join along and enjoy this point of view and tell us in the comments if you agree or not.

Please see more from my Youtube channel

TWITTER – @Exoticcarplaypl


INSTAGRAM – @Exoticcar_Playplace

Audi RS3 vs BMW M2 Track Race – The Rematch Part 2

Audi RS3 vs BMW M2 Track Race – The Rematch Part 2
For even more data from this race, including V-box data and POV videos of the hot laps, as well as the V-box telemetry, head to our site now:

[cue dramatic movie voice]

In a world…where hot hatches have nearly 300kW and cost nearly R1million, two contenders fight for supremacy.

[end dramatic movie voice]

That does sound a bit Hollywood but we do think this video is a bit of a blockbuster. Recently, we hired the Killarney race circuit outside Cape Town and staged a drag and track race featuring the 2017 Audi RS3 Sportback and 2016 BMW M2.

The best way to compare these two cars in detail is to use our compare tool, simply follow this link:

If you haven’t yet watched Part 1 – The Drag Race, here it is:

In part 2, we headed to the full circuit, made sure Ashley had consumed sufficient calories to sustain himself, and unleashed both cars. The aim was to set two times for each car, one standing start hot lap and one flying lap. Both cars were rigged with Racelogic V-Boxes for the most accurate timing possible and both cars were driven within a few minutes of each other, to ensure track conditions were as close to identical as possible.

That’s the video you’re about to watch, or are currently watching.

However, we didn’t want to stop there. We wanted to provide you, the viewer, with as much data and footage from our race day as possible. The V-boxes provided a tonne of great data and videos which you’ll find here:

Let us know your thoughts in the comments below.

OEM BMW Parts & Accessories – Floormats

OEM BMW Parts & Accessories – Floormats
We carry a full selection of OEM BMW parts and accessories at excellent prices. Our products are factory direct with a manufacturer warranty valid at any BMW dealer nationwide! Check out our website today! – BMW Discount Parts – Floormats

ILLEGAL Maserati 4200 /Ferrari F430 Exhaust

ILLEGAL Maserati 4200 /Ferrari F430 Exhaust
Up to 75% off auto parts, etc. + Free shipping! -

Follow me on Twitter:

My Maserati Cambiocorsa with a Larini Exhaust consisting of a central resonator delete and the mufflers AND no catalytic converters…

It is emmissions ILLEGAL at the moment, but I am getting a set of new Racing Catalytic Converters soon (Will post the clips then!)

I said Ferrari F430 in the title because it is essentially the same engine ­čśÇ

BMW AirLift 3P/3H Air Suspension Install [Ep. 2]: The New Parts Are In On My BMW E36!!

BMW AirLift 3P/3H Air Suspension Install [Ep. 2]: The New Parts Are In On My BMW E36!!
Hey guys! In this video I install the new air struts/bags, prepare air fittings, route airlines/wiring, and mock up the compressors and air tank in my Turbo BMW E36! UPDATE: I’ve added step details in subtitles that can be toggled on and off for those who want more details on the install! Lemme know in the comments if you like this style of editing as I’m always trying to improve my content presentation! Big thank you to Eli from Ignitiontube for helping me film, and another big thank you to BagRiders for their awesome customer service. Cheers ­čÖé

Pawinn’s Turbo E36 Build Parts List (Link):
Instagram: @powow66

Check out Eli on his channel here:…

BigAlBeatz – “These City Streets” & “Waiting On It” & “Sunshine”

LAKEY INSPIRED – “Better Days”

Track Name: “The Process”
Original upload HERE –…
Official “LAKEY INSPIRED” YouTube Channel HERE –…
License for commercial use: Creative Commons Attribution 3.0 Unported “Share Alike” (CC BY-SA 3.0) License.
Full License HERE –…
Music promoted by NCM

I Drove the BMW M5 Safety Car! | REVIEW

I Drove the BMW M5 Safety Car! | REVIEW
If you thought the new BMW M5 was something, join me for an exclusive experience driving the 2018 BMW M5 MotoGP Safety Car! In addition to the regular car it features a number of BMW M Performance Parts including one very nice sounding exhaust system! With plenty of track time at Valencia, I had a great opportunity to enjoy the car and see what the 4WD Sport M xDrive system is all about!

Coming into duty for the 2018 MotoGP season, the new BMW M5 Safety Car is very much the sister to the road car coming with identical mechanical spec and only the additional extra parts from BMW M, plus a specific front splitter exclusively for this car.

A special thanks to BMW M for this wonderful opportunity, there is no question the new M5 is an exceptional car, as you’ll know from the video!

Thanks for watching, Tim